Six Smart Ways To Make Your Money Work For You In 2019

Ñ2019 is here and if we are to take a guess about the thing that you most likely want, it would be for you to make more money to sort out your financial obligations. If we got the answer right, here are five smart ways through which you can make your money work for you.

Curb your impulses

Learn to just chill when you get excited about “stuff.” That 10,000 Naira dress looks great, but will you wear it enough? Settle yourself before you spend. When you make choices, think long-term, instead of instant gratification.

Re-vamp your resume

With unemployment on the increase, the job market is hot. So if you’ve been waiting to switch jobs, now may be the time. Prepare your resume to highlight all the new skills and responsibilities you’ve amassed. If your skills need updating, invest in yourself by attending seminars and classes, better still, see if you can get your current employer to pay for them.

Set yourself up for a promotion

The likelihood of getting a pay raise is leaning in your favour. Be direct with your request and researched in your back up providing why you deserve the pay raise and the increase you would expect.

Drink less alcohol outside of the house

Alcohol can drain your finances a lot. A glass of wine at a restaurant isn’t bad, but if your average drink costs 2,000 Naira and you go out twice a week, you’re spending 16,000 Naira per month on alcoholic drinks.
Instead of meeting friends at a bar, invite them to your house to cut back on restaurant costs. Cutting down on booze is also good for your health and you might even lose weight.

Cut back subscription costs and monthly bills

Are you still paying for that cable television subscription that you hardly ever watch? Cancel it. Think about real-life membership costs, too. Have you been to your gym lately? If not, try going for a walk or working out at home to save you money on products you weren’t even using.

Download the App

There are nemerous money management apps than you can count—and some will save you big bucks. Consider Clarity Money, Earny or RX Saver. With Earny, you get automatic refunds when the price drops on things you already bought.
Clarity Money’s in-app savings account can help users save towards specific goals like a wedding or bucket list trip.

5 Things A Woman Would Do Only If She Truly Loves You

The tips below will get you far enough into a woman's mind and how it operates.

Although the list is inconclusive [no list is actually ever that accurate], these will provide enough info for starters on the subject.

1. Reveals secrets to you

If she trusts you with that kind of information, it means she’s serious about keeping you in her life–for a long time.

2. Hardcore flirts with you

If she’s going the extra mile to be being touchy feely, she has a serious crush on you. She actually isn’t playing around.

Or she could just be horny.

3. Indulges your excesses

If she likes you, then she’ll let you get away with a lot more than you should.

Things that other men [and even her own friends] will never get away with, she'll permit them if it's you doing them.

This is not an excuse to intentionally maltreat women.

But, if by chance, you are yet to really get your act right, and a woman repeatedly lets you go scot free, best believe she really likes you.

4. Pays a lot of attention to your needs

Women in love are givers. It is one of the ways to know if she’s in love with you. Whether it’s her attention, gifts, care, food, or affection, she’ll want to lavish something on you.

It’s one of the many ways to know that she’s in love with you. But do not also forget that she may just be generally nice to everyone.

How to know that you are special is to gauge the percentage of the things she gives to other people and the one she gives you. If she’s doing more of these things for you than for others, you may be onto a woman who really, truly has hots for you.

5. She smiles a lot with you

A woman who is in love with a man would laugh a lot around him or at least smile a lot.

It is because she enjoys the time and enjoys his company. The happiness on her face is yet another one of the best indications for a man to know whether the woman is deeply in love with him or not.

On the other hand, you could just be a clown who knows how to make people laugh.

5 Things A Man Would Do If Truly He Only Loves You

The following will tell you what a man will do when he is truly in love with a woman

1. Listens

Players often fail at this. They listen up to a point just to get the sex going since that’s all they’re after anyway.

If he likes you, he’ll listen, and even prod you to hear the contents of your mind. He pays keen attention to you and remembers details of conversations had.

Maybe not all though, but hey, he remembers a lot.

2. Takes your advice

Certain men will go out of their way to avoid your advice, especially if you’re always volunteering information and telling him why he’s mistaken. Many guys tend to resent a woman telling them what to do.

If he sets his ego aside every time you offer advice, and even puts decisions on hold to hear your opinion every time, it could be that he really likes you.

3. Doesn’t hit and run

Yeah, he'll want to have sex with you at some point [pre or post wedding] but it’s not just about the sex. So he won’t ghost on you after getting it. He wants to be committed to you.

4. Those inconveniences say something

If he’s enduring inconveniences, making sacrifices, shifting his ground to accommodate you and conceding compromises, it could be yet another sign that he likes you and wants something more than hanging out, chilling and catching temporary thrill.

5. Spends time with you

Not in the sense of being with you for 24 hours or wanting to be near you all the time but if he likes you, spending time with you will be one of the things he looks forward to all the time.

Thanks and happy reading